Building a Strong Commercial Partnership

We Understand Your Unique Needs

At P2M.ai, we specialize in providing tailored financing solutions exclusively for pawn shops. We recognize the challenges you face when seeking traditional funding. Banks often view your business through a lens of unjustified stereotypes, and many other financing companies label you as high-risk simply because they do not understand the intricacies of your industry.

Why Choose P2M.ai

We are different because we truly understand you. P2M.ai was founded by experts who have deep roots in the pawn industry. Our firsthand experience enables us to appreciate the specific requirements of pawn shops and to offer the quick, fair, and trustworthy working capital solutions you need to thrive.

Welcome to P2M.ai 

Your Trusted Partner in Financing for Pawn Shops

We Understand Your Unique Needs

At P2M.ai, we specialize in providing tailored financing solutions exclusively for pawn shops. We recognize the challenges you face when seeking traditional funding. Banks often view your business through a lens of unjustified stereotypes, and many other financing companies label you as high-risk simply because they do not understand the intricacies of your industry.

Why Choose P2M.ai?

We are different because we truly understand you. P2M.ai was founded by experts who have deep roots in the pawn industry. Our firsthand experience enables us to appreciate the specific requirements of pawn shops and to offer the quick, fair, and trustworthy working capital solutions you need to thrive.

Our Commitment to You

Quick Access to Funds

We know that timing is crucial in your business. Our streamlined process ensures you get the funds you need without unnecessary delays.

Fair Terms

Our financing solutions are designed with fairness in mind, offering competitive rates and transparent terms.

Trustworthy Partnership

We build long-term relationships based on trust and mutual understanding. Your success is our priority.

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About P2M.AI

We embarked on our journey nearly four years ago, diving into the pawn industry. We discovered an amazing industry, filled with unique opportunities and challenges. This led us to realize there was a significant need for specialized financial solutions within this sector. With a vision to fill this gap, we founded P2M.AI. Our initial days were spent understanding the intricate workings of pawnshops and their financial needs.

We met with numerous pawnbrokers, learning about their struggles and aspirations. Inspired by their stories, we decided to create something that would truly make a difference. We began brainstorming and developing ideas, aiming to offer support where it was most needed. Our passion and dedication drove us to turn these ideas into reality. This is how P2M.AI was born, from a desire to help pawnbrokers succeed and grow.

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Frequently Asked Questions

What Is P2M.Ai?

P2M.ai is a specialized financing company that provides tailored funding solutions exclusively for pawn shops. We understand the unique challenges pawn shops face and offer quick, fair, and trustworthy financial support to help your business thrive. 

P2M.ai was founded by experts with deep roots in the pawn industry. We understand the specific needs of pawn shops and offer financing solutions that are quick, fair, and trustworthy. Our firsthand experience ensures that we appreciate the intricacies of your business and provide the support you need. 

We understand that timing is crucial in the pawn industry. Our streamlined approval process allows you to receive approval on the same day, ensuring you have quick access to funds with minimal delays.

P2M.ai offers both standard loans and credit lines tailored specifically for pawn shops. Whether you need a lump sum for a specific purpose or ongoing access to funds, we have options that can suit your business needs. 

At P2M.ai, the minimum amount for a loan or credit line starts at $5,000 and can go up to over $1 million, depending on your business’s financial profile and the type of financing you choose. Contact us to explore the options available and find the right solution for your business needs.

The maximum amount for a loan or credit line through P2M.ai can exceed $1 million, depending on your business’s financial health and the type of financing product you choose. We offer flexible and competitive funding options tailored to meet the needs of pawn shops of all sizes.

We work exclusively with pawn shops and understand the unique challenges you face. Contact us to discuss your specific situation, and we’ll determine the best financing options for your business.

You can contact us via email at info@p2m.ai, by phone at 929-355-7337, or schedule a meeting with us directly through Calendly at: https://calendly.com/p2m-infoAdditionally, you can leave your details on our Contact Us page, and one of our team members will reach out to you shortly.

You will need to complete a short application form with details about your business and its ownership. Additionally, we require a few financial documents, such as recent bank statements and business licenses, to process your application efficiently.

Our rates range from 1.5% to 3%, with loan durations spanning from 1 month to 2 years.